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Amendment of Section 100.2 of the Regulations of the Commissioner of Education to Require Instruction in Personal Finance Education

At their March 2026 meeting, the Board of RegentsÌýapproved for permanent adoptionÌýtheÌýÌýto require instruction in personal financeÌýeducation for public school students in grades kindergarten (K) through 12.ÌýThese regulations become permanently effective on March 25, 2026.Ìý

The amendment:Ìý

• Requires instruction in personal finance education be provided to elementary school students by the end of grade 4, to middle school students by the end of grade 8, and to high school students by the end of grade 12.Ìý
• Provides for a multi-year phase-in approach for the new instructional requirement for personal finance education:Ìý
  • Middle Grade Band (Grades 5–8) and High School Grade Band (Grades 9–12): Implementation beginning with the 2026–2027 School Year;Ìý
  • Elementary Grade Band (Grades K–4): Implementation beginning with the 2027–2028 School Year.Ìý
• For the 2026-2027, 2027-2028, and 2028-2029 school years, requires each school district and charter school to submit verification to the Commissioner of Education that it has implemented instruction in personal finance education within the grade bands prescribed in the regulations.ÌýÌý

To support public schools in planning for the instructional requirement in personal finance education, the ¿ìè³É°æÊÓƵ has developed theÌýAmendment of Section 100.2 of the Regulations of the Commissioner of Education to Require Instruction in PersonalÌýFinance Education and ClimateÌýEducation memorandum. ÌýAdditional information and guidance on the amendment to require instruction in personal finance education can be found in the Frequently Asked Questions and Guidance and Resources.Ìý